LPO Group Insurance Programme


This page is for the 2016 - 17 LPO Group Insurance Programme. Our current insurance page can be found here.

LPO Group Insurance Solutions for Members, provided by Willis Towers Watson.

The LPO Group is pleased to provide further membership benefits to LPO Group members through working with a leading insurance broker, Willis Towers Watson to deliver a highly competitive premium for LPO Public & Product Liability, Personal Accident Insurance, Management Liability and all of your business insurance needs.
Willis Towers Watson has over 15 years’ experience in servicing the insurance needs of Australia Post LPO’s and Mail Contractors providing competitive rates and marketing leading benefits which comply with the contractual requirements of Australia Post.
The option to include your LPO’s public and product liability cover within your membership renewal presents a significant benefit to LPO Group members and allows you to compare any existing insurance arrangements that you have with the endorsed LPO Group broker, Willis Towers Watson.


Public & Products Liability

  • $20m Products & Public Liability Insurance
  • Complies with Australia Post Licenced Post Office Agreement
  • Cover for in-conjunction business such as Tatts Lotto and Giftware
  • Legal Liability for Bodily Injury and Property Damage.
  • Loss or Damage to property in your Care, Custody or Control
  • $128 Annually when paid with membership
  • See LPOG Fact Sheet (PPL) for more details


Personal Accident Insurance


  • Protection for 24 hours a day, 7 days a week
  • Injury and Death Coverage
  • Up to $1000 per week coverage for up to 104 weeks
  • See LPOG Fact Sheet (PAS) for more details



Management Liability


  • Directors and Officers Cover
  • Employment practices liability Cover
  • Statutory liability Cover
  • Company liability (including automatic Crime and Tax Audit)
  • See LPO Fact Sheet (ML) for more details



Business Insurance Package

The below benefits are automatic when the relevant section is taken:
  • Removal of Debris (Fire and Perils)
  • Extra Cost of Reinstatement (Fire and Perils)
  • Additional Increased Costs of Working (Business Interruption)
  • Accountants Fees (Business Interruption)
  • Theft in the Open Air and Tobacco/Cigarettes (Burglary Theft)
Plus More Optional Covers
  • Building Insurance
  • Personal Sickness
  • Personal Accident
  • Commercial Motor Vehicle Insurance
  • General Property
  • Machinery Breakdown



Willis Australia Limited FSG (Financial Services Guide) can be found here.

LPO Group may receive a commission from Willis Towers Watson for policies placed by LPO members through Willis Towers Watson.